Income & reinvestment
Review the current distribution policy and Dividend Reinvestment Plan before selecting income or reinvestment.
Prosperity Capital Mortgage Investment Corporation
Real estate exposure.
A portfolio approach.
Invest through a professionally managed pool of short-term residential mortgages, with an emphasis on Ontario real estate and disciplined underwriting.
The Prosperity approach
Residential focus.
Professional oversight.
Real property security.
Understand the portfolio behind your investment.
Two share classes · October 2026
Find your approach to mortgage investing.
Preferred Shares Class A
Balanced Fund
Low loan-to-value first and second residential mortgages.
8.30%Designed net annual return with DRIP. Not guaranteed.
$25,000 minimum · Monthly distributions stated
Explore Balanced Fund ↗Preferred Shares Class BHigh-Yield Fund
High-yield residential mortgages, with a focus on second mortgages.
12.68%Designed net annual return with DRIP. Not guaranteed.
$25,000 minimum · Monthly distributions stated
Explore High-Yield Fund ↗Source: October 2026 fund packages. Return figures are forward-looking, not verified historical performance. Eligibility and current offering terms apply.
Investment philosophy
Quality comes
before quantity.
Prosperity Capital’s stated strategy focuses on high-quality, short-term residential mortgages that meet its underwriting standards.
Property assessment, borrower review, loan-to-value considerations, and repayment plans guide mortgage selection. These measures aim to manage risk; they cannot eliminate it.
Know what you own
Review the details that matter.
Eligibility & accounts
Confirm investor eligibility and whether your cash or registered account can hold the investment.
Risk & liquidity
Understand fees, borrower default risk, property-value changes, and redemption restrictions.